Wealth management made just for you
Wealth planning
Your personalized wealth plan will be the foundation for every decision we make. Think of it as the financial roadmap from where you are now to where you want to be.
Investment management
Based on your wealth plan, we’ll set you up with a portfolio tailored to your risk tolerance and values and share strategies to optimize your tax burden.
Results may vary depending on individual circumstances.
Financial coaching
We’ll help keep you accountable for meeting your wealth plan milestones — and when important life decisions come up, we’ll walk you through all the financial considerations.
Our balanced approach
We’ll give you clarity on what you can afford today, from day-to-day expenses to international trips.
We’ll make sure you know how much to set aside for tomorrow, so you can achieve financial independence.
As financial advisors, we are fiduciaries. That means we’re legally required to act in your best interest, so you can be confident in our advice and strategies.
We’re your partners — not salespeople
Ryan Sterling
MBA, Investment Management from Vanderbilt University
Chartered Financial Analyst®
20+ years in wealth management
Former child actor (current SAG cardholder)
James Bashall
Master of Commerce in Finance and Master of Science in Psychology from University of Cape Town
Certified Public Accountant
10+ years in financial services and 4+ years in wealth management
Has traveled to 5 continents, lived in 3
William Toczylowski
Providence College
Certified Financial Planner®
10+ years in wealth management
Two-time high school soccer state champion
Tracey Rinaldi
University at Buffalo Law School (J.D.) and University at Albany graduate (summa cum laude)
8 years in wealth management and 18 years in the financial industry
Ambassador to Women in Financial Markets and Board Member of the Dean's Advisory Council for University at Buffalo Law School
Mike Letzter
University of Wisconsin - Madison
8+ years in Wealth Management
Dog dad to a mini dachshund, Dewey
Scott Brazina
Trinity College
Level II Candidate, Chartered Financial Analyst® Program
Empowered 500K+ individuals to transform their lives through world-class obstacle course events
Collegiate Soccer Player
Josh Rubin
Syracuse University
Certified Financial Planner®
4+ years in Wealth Management
Member of Cure Epilepsy Charity Champions Program
Keep more of your money
We charge a maximum advisory fee of 0.9% of assets under management — and the more you invest, the lower your fee. On average, we charge 30% less than other wealth management firms.1
See what our clients have to say
Ryan is a people-first advisor. He works to deeply understand clients' needs and couples it with a profound knowledge of fundamental investing and economics.
We feel really fortunate to have Ryan as our advisor. He’s been instrumental in helping us plan for the future and enjoy the journey.
James is honest and compassionate. He deeply cares about my personal goals and does so much to make sure I understand how to line up my personal goals with my financial goals.
James is a pleasure to work with and gives me peace of mind toward money management. He explains the nuances I don't understand, and I trust that he's always acting in my best interest.
He evaluates my actual long- and short-term needs and helps me make choices to amplify the success of both.
The testimonials presented are from current clients of NerdWallet Wealth Partners. No compensation was provided for these testimonials. These clients’ experiences and opinions are their own and may not reflect the experiences of all clients. Testimonials are not a guarantee of future performance or success.
FAQs
In addition to the wealth planning, investment management, and financial coaching services outlined above, we offer the following:
- Retirement planning
- Strategic tax planning2
- Insurance advice3
- Estate planning and trusts4
- Budgeting and cash flow management
The vast majority of partners meet with their clients virtually — your partner will create an ongoing cadence of annual planning meetings, quarterly check-ins, and ad-hoc meetings as needed. Each client works with one main partner, but we lean on each other’s experience and expertise where required.
Yes! We operate under the fiduciary standard, meaning that we legally must put your best interests first.
Our advisory fee starts at 0.9% of assets under management — and the fee goes down the more you invest with us. Here’s the full breakdown:
| Assets under management | Annual fee |
|---|---|
| <$500,000 | 0.9% |
| $500,000 - $999,999 | 0.8% |
| $1,000,000 - $2,499,999 | 0.7% |
| $2,500,000 - $4,999,999 | 0.6% |
| $5,000,000 - $9,999,999 | 0.5% |
| >$10,000,000 | 0.4% |
Most of our clients have at least $100,000 in invested (or investable) assets. However, we encourage you to reach out if you don't yet have $100,000 to invest with us — but do have both the capacity and intention to get there in the foreseeable future.
We work with Schwab — client funds are held with this third-party custodian at all times. Clients can access their accounts using a desktop computer or mobile app.
Unlike robo-advisors, NerdWallet Wealth Partners offers:
- A personalized wealth plan that evolves with your life
- Additional ways to customize how you invest
- A real-life person that helps keep you accountable to meeting your goals
- Advice to help you navigate any financial obstacles that may come your way